LOAN AND ADVANCES
Sl. No.	Schemes	Category		Rate of Interest
1	Ordinary Loan			15.00
2	Vehicle Loan	New Two Wheeler / Three Wheeler		13.00
		New Four Wheeler	-> Own Use (Private)	10.50
			-> Commercial	12.00
		Old Four Wheeler - Within 3 Years		13.00
		New - HEavy Machinery (JCB / Tipper / Truck etc.)		12.00
		Old - Other than above		14.00
3	Gold Loan	(Rs. 3300.00 per Net Gram)		11.00
4	Housing Loan			11.00
5	Industrial Loan			14.00
6	Term Loan			15.00
7	Mortgage Loan			14.00
8	Site Purchase Loan	Non-Agricultural Land		11.00
		Agricultural Land		14.00
9	Deposit Loan			Deposit Interest + 2.00
10	Overdraft (ODDL)	Deposit / ODDL Limit upto 30.00 lakhs		Deposit Interest + 2.00
		Deposit / ODDL Limit above 30.00 lakhs and upto 1.50 Crores		Deposit Interest + 1.50
		Deposit / ODDL Limit above 1.50 crores and upto 2.00 Crores		Deposit Interest + 1.25
		Deposit / ODDL Limit above 2.00 crores		Deposit Interest + 1.00
11	Cash Credit Limit (CCL)			15.00 *
NOTE:
In case of Cash Credit Limit (CCL) 12.00% will be charged if the Following condition fulfills
"Up-to-Date payment of interest till last month"

Managing Director
	Shri Umesh Gopal Bhagwat Vikas Urban Co-operative Bank Niyamitha Yellapur +91 99807 14544 umesh.bhagwat@vikasbank.co.in

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